Uber/Lyft Accident
Uber and Lyft rideshare incidents can be complex, involving several parties and insurance coverage. In order to overcome these obstacles and get the money they are entitled to, Brand Law Group assists victims of ridesharing accidents.
You Need a Personal Injury Lawyer Who Cares About Your Future.
Negligent behavior inevitably leads to serious consequences. When a driver fails to exercise a duty of care behind the wheel, not only is their life endangered, but they also put the lives and safety of others on the road at risk. The same due diligence applies to rideshare services like Uber and Lyft. When Uber and Lyft drivers get behind the wheel, they become responsible for reasonable safety while operating the vehicle.
Determining Liability in a Rideshare Accident
If you got injured as a passenger in an Uber or Lyft accident, your injuries and damages may be covered by a commercial insurance policy. Also, you can file a lawsuit against the company your driver works for because of the negligent actions their driver performed.
In order to prove the driver or rideshare company was negligent under state law, you must prove the following elements:
Uber and Lyft carry $1 million commercial insurance policies to help bridge the gap between a driver’s personal vehicle coverage and any damages that exceed it. In instances where a vehicle strikes the one you are riding in; you may have to pursue the driver of the other car for damages. Rideshare companies carry uninsured/underinsured motorist policies for situations like this. The policy applies when another at-fault vehicle causes an accident and doesn’t have appropriate insurance coverage.
As personal injury attorneys, we will guarantee that the necessary evidence is gathered, speak with any witnesses, and take on the responsibility of contacting insurance companies to negotiate the best possible settlement for your injuries and medical expenses.
Special Conditions for Uber/Lyft Driver Liability
In the event your Uber or Lyft driver is responsible for injuries you suffered in an accident, liability will depend on what part of the trip the driver was on at the time of the accident.
Typically, three different situations will affect the limits of liability that extend to a rideshare driver and/or passengers:
These scenarios are critical to your injury case because they will determine whose insurance will be liable for your claim. In cases where a rideshare driver has the app turned off, any accident would be covered by their own car insurance and not that of Uber or Lyft. This is because they are not working and not logged in to the app, so collisions during this period are on their personal time.
If your driver had the app on or was waiting on a passenger to arrive, most rideshare companies have contingent coverage available with standard limits. For Uber and Lyft accidents that occur while carrying a rider to their destination or are on their way to pick up the rider, a $1 million commercial insurance policy covers that period.
